Cryptocurrency Regulations in Tunisia

When it comes to cryptocurrency regulations in Tunisia, the legal status of digital currencies is unclear but tightly controlled by the central bank. Also known as crypto laws in Tunisia, these rules don’t ban Bitcoin or Ethereum outright—but they make it nearly impossible to use them legally through banks or exchanges. Unlike countries that embrace crypto as legal tender or create clear tax frameworks, Tunisia treats digital assets as high-risk financial instruments with no official recognition.

The Central Bank of Tunisia, the nation’s financial regulator. Also known as BCT, it has repeatedly warned citizens against using crypto for payments, investments, or remittances. In 2023, they reinforced a 2017 decree that prohibits all financial institutions from handling crypto transactions. That means you can’t buy Bitcoin with a Tunisian bank account, and no local exchange can legally operate. The crypto taxation Tunisia, a gray area with no official guidelines. Also known as digital asset tax rules, it remains unaddressed—so while you won’t get fined for holding crypto, you also can’t report gains or claim losses.

Despite the restrictions, crypto use hasn’t disappeared. P2P platforms like LocalBitcoins and Paxful are popular among Tunisians looking to bypass banking limits. Many use crypto to protect savings from inflation or send money abroad—especially since the Tunisian dinar has lost over 50% of its value against the dollar since 2018. The blockchain legality Tunisia, a separate issue from currency use. Also known as Tunisian blockchain policy, it is more open. The government has supported pilot projects in supply chain tracking and public records using blockchain, showing they see value in the tech—not the coins.

So what does this mean for you? If you’re in Tunisia and using crypto, you’re operating in a legal gray zone. You won’t be arrested for holding Bitcoin, but if you try to cash out through a bank, you’ll hit a wall. There’s no official guidance on how to report crypto income, no licensed exchanges, and no consumer protections. That’s why most people stick to peer-to-peer trades and self-custody wallets. The cryptocurrency regulations in Tunisia aren’t designed to stop innovation—they’re designed to control financial flow. And that’s why the real action happens outside the system, not inside it.

Below, you’ll find real reviews and warnings about crypto projects that Tunisians might encounter—scams, airdrops, fake exchanges, and risky tokens. These aren’t theoretical. People in Tunisia are losing money to these schemes every day. What you’re about to read is what actually happens on the ground—no fluff, no hype, just facts.